Compare up to three cash offers on what you would actually receive, closing time and warning signs such as missing proof of funds or an assignable contract.
Cash offer comparison scorecard
Enter up to three offers. The tool shows the net amount you would receive and flags warning signs. Nothing is stored or sent.
Offer 1
Offer 2
Offer 3
Illustrative only. The best offer is not always the highest number: verify buyers, read the contract and consider a real estate attorney.
How the scorecard works
For each offer, the tool subtracts percentage fees, closing costs and repair deductions from the price to show your net, and shows the closing time. It then flags warning signs based on the answers you enter.
| Flag | Why it matters |
|---|---|
| No proof of funds | A buyer who cannot show liquid funds may be unable to close or may be planning to assign the contract. |
| Contract can be assigned | An “and/or assigns” clause lets the buyer transfer the deal to someone else, which is typical of wholesaling. |
| Earnest money under 1% of the price | A small deposit means the buyer risks little if they walk away. |
| Closing period over 45 days | Long closings give the buyer time to look for another buyer or renegotiate. |
Reading the results
A higher net is better, but it is not the only thing that matters. A slightly lower net from a buyer who shows proof of funds, puts real money in escrow and closes on time can be safer than a higher number from a buyer with several flags. If the best net comes with flags, ask the buyer to fix them in writing or negotiate a stronger contract.
What to ask each buyer before you enter the numbers
- Who is the legal buyer, and is it the same entity that shows proof of funds?
- What exactly will be deducted from my proceeds, and when?
- Who is the escrow or title company, and who holds the deposit?
- Can I cancel if the buyer re-trades the price? Under what conditions do I keep the deposit?
- Is there an assignment clause, and can it be removed or limited?
Limits of this tool
- It does not verify a buyer; use state business registries, a title company and an attorney.
- It cannot see hidden terms in the contract. Read every page.
- Only the figures you enter are used; the flags are prompts, not verdicts.
Frequently asked questions
Should I always take the highest net?
Not automatically. Consider the certainty of closing, timeline and contract terms as well as the number.
What is a reasonable earnest money deposit?
It varies by market and deal. Many sellers look for a meaningful amount, often around 1% to 3% of the price, held by a neutral title company or attorney. Tiny deposits favor the buyer.
Why does assignment matter?
If the buyer can assign the contract, they may sell your deal to another investor for a fee. That is not always illegal, but it should be disclosed, and some states regulate it. Read the bait-and-switch guide.
How many offers should I compare?
Three is a practical minimum. More offers make weak terms and low prices easier to spot.
About this tool: built and maintained by the Cash Home Hub editorial team following our editorial policy. Last reviewed November 2026. It runs entirely in your browser, stores nothing and is for education, not legal, tax or financial advice.